Health Insurance Wasteland – 2018 Individual Plans Suck


Health insurance sucks

Individual healthcare plans are expensive, offered only by one provider, and provide extremely limited benefits

Individual health insurance is broken. Badly.

The image alone should speak for itself, but I’ll add a few terse words. I’m livid right now, and will keep this short to avoid a long, rambling rant about the political BS that landed health insurance in such a disastrous state.

Available health care plans suck

I should almost feel lucky to have a few plans available, all through the same subpar provider. My county was within a hair’s breadth of being one of the “bare” counties across the country with no access to health insurance on the open market. A last minute political maneuver landed me and my neighbors these glorious plans as the only options. I do not qualify for subsidies, but this is the first year that I am disqualified. I’m left in the darkness of COBRA land for the foreseeable future, whose eye popping premiums are within range of the plans in the image, but offers a much better set of benefits.

I’ve searched all of the major insurers, and every single one comes back with a blank result set. This is ridiculous.

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