Coffee – the elixir that metamorphosizes a groggy eye, disoriented stumbling night owl just waking up into a fully functional productive machine!!  Each morning your senses are entranced from the whole process. Your nose becomes intoxicated as its brewing. Your mouth becomes drenched as you pour it. Your hands and […]

An Investment Opportunity for Coffee Drinkers!!

Dividends: frenemy status achieved A bit of a rambling post from one of the authors incoming. You may have seen – and hopefully celebrated with us – the other author’s recent success overcoming the $0 net worth mark and powering ever further up the mountain. Godspeed, friend! On the other […]

A few thoughts on dividends and DGI strategy

Trump Meme -. Uncle Sam with Trump's face with text "I want you to pay for my travel" 2
OK we know everyone’s tired of seeing articles about the political impact of our new President, so we thought why not add some personal finance to one of the most reiterated news flash every weekend: TRUMP IS SPENDING OUR TAX MONEY TO GO ON GOLF TRIPS TO HIS PRIVATE CLUB. […]

It can take up to 155,000 American Households to cover ...

This market seems to forget about both debt and cash on a company’s balance sheet. With low rates, it’s easy to disregard the cashflow asphyxiation that debt servicing can impose upon a company. If and when rates increase, investors will start to care a LOT more about kind of debt […]

$JNJ (Johnson & Johnson) earnings – meh. Patiently holding for ...

Millionaire - A man crouched looking over a cliff to see all of the low clouds in the horizon 4
  Are you ready to have your perspectives challenged and mindset revitalized? We just finished re-reading The Millionaire Next Door: The Surprising Secrets of America’s Wealthy tonight, and want to share its surprising secrets with you!! College Mindset as a Millennial Facebook, Instagram, Twitter, and Snapchat began to revolutionize how we […]

The Life Transforming Book Review – The Millionaire Next Door

Sometimes we’ve been asked to help friends and family file taxes. While we’re not tax advisors in any sense, we do relish the opportunity to help others learn to do it yourself (DIY) taxes – but only when the tax scenario is simple. Not only does DIY taxes save money […]

Ask your tax software if contributing to an IRA is ...

A few articles crossed my desk recently, and I promptly dismissed them with a chuckle, until I noticed a pattern. The mainstream financial media has recently used Market Capitalization as the de facto yardstick for determining if one company is “bigger” or “more valuable” than another. Using this metric results […]

Tesla ($TSLA) more valuable than Ford ($F)? Bigger than $GM? ...

Net Worth Hump - camels with their riders sitting down in the open desert. 2
A bit of one of the Duke’s story… Net worth – your total assets less your total liabilities. A VIP KPI (key performance indicator) we track in our financial kingdom construction project. Coming from college, I fit right in with the average American that graduates with student loan debt and […]

Milestone Reached: a Positive Net Worth!!

An investing process, not an analysis of Exxon-Mobil Today’s article is a case study of a lollapalooza: when many good concepts coalesce into single brilliant action. We’ll look at the rationale behind using ComputerShare to buy a stake in NYSE:XOM. Emerging from a challenging environment for oil prices, Exxon-Mobil is […]

For taxable investing, consider XOM through ComputerShare

  Should you pay off your mortgage? Yes. The real question is when should you pay off your mortgage? We think there’s a logical order of events to maximize not only your balance sheet but also the utility of your money. When researching this topic recently, we came across some […]

An Answer to the Timeless Question, Should you pay off ...

Emergency Fund - A red emergency sign above hospital entrance.
Your daughter is crying from the pain after her collision during the soccer game. You know a broken bone when you see one. It’s Saturday evening with no doctor office ope. She needs medical attention as soon as possible! There is a huge problem…your bank account can’t take a hit, […]

Can you handle a $400 Emergency in your life? Duke ...

You can smell him the moment he walks in the door. Mr. Market is absolutely trashed and is peddling his Nike shares for a discount after the company hit an absolute home run on quarterly earnings. Priced significantly less than the S&P500 on a P/E basis but with a favorable […]

Mr. Market is Drunk Today, Stumbles over Nike – $NKE

A 3-d pie graph with three asset allocations: Bonds, Stocks, and Spongebob collectibles 4
How to choose funds for 401(k) investing We’ll follow a three step process for choosing your 401(k) investment options: Decide on an overall asset allocation, for all accounts Review your plan options and eliminate a wide swath Apply your asset allocation to your 401(k) investments Decide on an asset allocation […]

How to choose funds for your 401(k)

Drake Case Study - An image of people jumping with their hands up at a night club 2
Good day to you fellow Dukes, Today we want to take a step back in time to 2013, a time where headlines gave insight into an excessive amount of money being spent by Drake in Cameo Nightclub. Successful celebrities in the entertainment industry can amass a huge fortune. In America […]

Celebrity Case Study: What if Drake Invested the $50,000 Cameo ...

Unshakeable - A woman sitting on the ledge looking out over the city
Welcome dukes to part two of our first book review: Unshakeable by Tony Robbins. In part 1, we summarized and talked through section one, the first four chapters, on your wealth playbook. In part two, we will be focusing on section two and three, the unshakeable playbook and psychology of […]

Build an Unshakeable Kingdom – Part 2 – Book Review: ...