Start Your Journey! Welcome to the Duke of Dollars!

A picture of the Budapest castle from across the river.


Starting Your Journey!

Welcome, new citizen to the home of the Master Duke of Dollars. It’s a wondrous land of ample opportunity to start a new journey. You bring to this place everything you own and everything you owe. Stake a claim on our finest beaches or establish a homestead in our lush valleys. Whether your beginning is lavish or lackluster, it’s a fresh start to a life well-lived. Our goals are to learn how to build wealth, how to invest your capital, how to use accumulated assets to best accomplish your goals, and most importantly: how to live a fulfilling lifestyle in accordance with sound personal monetary policy. As a community, we’ll vanquish our debts, recruit a barracks full of greenback soldiers to do our bidding, establish impenetrable moats to protect our livelihoods, and ultimately, we’ll build our own financial kingdoms. Start your journey today!


A knight standing with shield and sword outside of a stone column.

OK, so you weren’t born into royalty. The odds of winning that genetic lottery are mindbogglingly slim. However, you did win a fantastic consolation price. You were born into an era with incredible free flow of information, abundant access to starter capital, and right now, you have access to reasonably priced slices of ownership in the world’s preeminent money making machines. You can buy your way into wealth one small chunk at a time, at minimal cost. Surprisingly, the wealth building opportunity presented to you today was out of reach for even upper-middle class citizens just a few decades ago. But now, it’s there for the taking, available to everyone. Through education, overcome your uncertainty and fear and take decisive action toward improving your life through mastering your personal balance sheet. If you’re reading this blog, then you are in a position to construct your own financial kingdom. Screw actual royalty with all its pageantry and paparazzi. In the privacy of your own home, in your pajamas with the footsies, behind the screen of $50 smart phone, you can become a Duke of Dollars. Let’s get this journey started.

Why build a kingdom?

Achieving a certain level of wealth allows you to use money as a tool to experience the best of life and avoid, ease, or defer the worst of it. Long term happiness is not directly determined by the balance of your bank account, but used properly, money is an important tool for achieving the life you desire.

  • Live a Better Life

    • Take advantage of spontaneous experiences. Opportunities to engage more deeply with friends and family are often spur-of-the-moment and fleeting. You may need to come up with a quick “Yes” or “No” to an invitation to a football game, a beach house, or simply drinks downtown. Because cultivating friendship and connection are critical to a fulfilled life, we believe that saying saying “Yes” more frequently is important for overall well-being. Having money in the bank makes that choice easier.
    • Access the greatest medical advances and technologies to upgrade or repair your body. The biological machine that gives rise to your consciousness needs maintenance and repairs, more so the longer you drive it. Coupling adequate insurance with a robust balance sheet, you can reap the full technological benefits of 21st century health care.
    • Taste the finer things in life. There’s no need to overindulge, and we recommend experiences over materials, but this world offers you fantastic sights, sounds, tastes, smells, and adventures. Some of the best experiences require a chunk of change, and you shouldn’t seek them until you’re well established. Build a respectable castle and then see for yourself if caviar is worth the hype.
    • Help others. Few acts in life generate lasting happiness as well as altruism. When you can write a check to cover your nephew’s schoolbooks, donate your old car to someone who needs to drive to school or work, send flowers to an ailing family member’s hospital room, or simply drop a $20 bill into the Salvation Army kettle – all without second guessing whether you have the means for such generosity – wealth enables you to help the people around you. And giving without expecting anything in return has been proven as one of the most reliable actions you can take to improve your long term happiness.
  • Be Prepared for the Curve-balls

    • Very few issues can derail a marriage as predictably as money problems. While the presence of wealth alone isn’t enough to solve all financial qualms in a relationship, a sufficient net worth can soothe many an argument. Financial disagreements are often a contributing factor to divorce: “Couples who ‘disagree about finances once a week’ are over 30 percent more likely to get divorced than couples that report ‘disagreeing about finances a few times a month.'”
    • Having money can help alleviate stress associated with daily living on a paycheck to paycheck basis. Never worry about making rent or calling the electric company to plead with them not to cut the lights. If your child’s class is going on a fun field trip, there’s a deep sense of peace when you don’t panic in wonderment if you can afford the luxury or if you’ll have to disappoint your excited kid who has his heart set on seeing the elephants at the zoo.
    • Stay on sound footing when life circumstances impede your ability to earn money through a job. Every employment opportunity has a breaking point for paid vs unpaid time off. Sometimes the job is so crappy that the breaking point is immediate; no unpaid time for you! Other times, you might be able to eek out a couple weeks before the boss says it’s time to get back to your desk. Eventually, however, you’ll need to return to work to keep earning money. Life doesn’t operate on a corporate schedule, and you may find a time in your life that requires more than your employer is willing to bend. Again, having enough money to keep the bills paid is the solution.
    • The ability to properly insure oneself against some of life’s catastrophic meteorites is a prudent step afforded only to people who have money. When you’re struggling to put food on the table, a life insurance policy, the gold level health plan, sufficient auto insurance, and umbrella coverage are all afterthoughts, if they’re thoughts at all. But if the worst does happen, having these backstops in place can smooth out life’s bigger bumps for you and your loved ones. You don’t want to be lying in a hospital bed mulling bankruptcy. Having wealth and establishing the proper amount of coverage will mean that if tragedy strikes, you can focus on healing and supporting your family, not on your checkbook.

And finally – build wealth because once you have a decent income, the process is easy and the payoff is enormous. The steps are outlined on this blog. They’re simple, and a moderate amount of frugality goes a long way. Living below your means, even slightly, for a decent length of time will allow you to establish a balance of capital that you can put to work for you. Build a basis, then let your money make money. And definitely enjoy the results.


A safe box with stacks of $100 dollar bills.

Where do I start?

  1. Enroll in our Express Pigeon Service to get posts directly into your inbox
  2. Start your journey to Build a Financial Kingdom
  3. Learn more about the Master Dukes
  4. Check out our archives to see any posts you’ve missed!
  5. Follow us on Twitter!
  6. Comment on posts and/or contact us – we love hearing from our Dukes!!

Last Thoughts

We want this blog to change lives. Help us provide the content you need by posting comments or using our contact form with your questions. Our goal is to enrich others’ lives with our passion to enrich our own. New posts will be arriving regularly, our site will continually be updated to provide the best experience to our readers, and we will be looking forward to any feedback you have for us.

Lastly, we are glad you are here. Thank you for taking time to read our first post. We look forward to our journey together!


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